June 2019

Found 3 blog entries for June 2019.

Easy Home Office Ideas to Streamline Your WorkspaceThose who work from home or require a quiet space for computer-related endeavors will likely want to keep their home office zone separate from common living spaces. And when it comes time to sell a home, a home office is always an asset. So whether one decides to convert a spare bedroom or create a nook in a garage or attic space, here are some quick ways to create a home office that's cozy and functional.

Consider a Flexible Standing Desk

Working long hours from home often means many hours sitting in a chair, which can negatively impact health and result in soreness in the body. However, standing desks are all the rage in both traditional and home office spaces. By alternating between sitting and standing during the workday, some experience

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Tips for Understanding Mortgage Rates for Home BuyingMortgage rates are assigned to each homebuyer according to their financial history and the federal interest cap. And while it's impossible to do anything about the latter, Roxboro new home buyers may be able to save money on the former once they know how the rates are determined. Canadian real estate has inflated in the past decade, leaving lenders to come up with new ways to protect themselves from default without alienating their customers. See how everything from amortization formulas to credit scores factor into an interest rate.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

Interest Is Key

In the first months of paying a loan, buyers are

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Debt-to-Income Ratio for Home BuyersThere are many things that a home buyer must take into consideration when they're trying to decide whether they're ready to buy a home, especially if it's a first home. Debt-to-income ratio (DTI) is one of those factors.

If you're thinking about buying a home sometime in the next several months, now is the time to find out what your debt-to-income ratio is, how it will impact your ability to buy a home, and what you can do to change your debt-to-income ratio (if it's too high). Understanding these matters can help you plan for the future, so you can position yourself to borrow money if you're planning to borrow a mortgage.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real

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